At AIC Insurance, we pride ourselves on offering a comprehensive suite of auto insurance products designed to meet the diverse needs of our clients. Whether you're a business owner looking to protect your commercial fleet or an individual seeking coverage for your personal vehicle, AIC Insurance has you covered. Our range of products is tailored to provide optimal protection and peace of mind on the road.
Commercial Auto Insurance: Our commercial auto insurance policies are designed to cover a variety of business needs. Whether you own a small business with a single delivery van or a large corporation with an extensive fleet of trucks, we offer flexible solutions to keep your operations running smoothly. Our commercial auto insurance includes liability coverage, which protects your business against claims for bodily injury and property damage resulting from accidents involving your vehicles.
Liability Coverage: Liability coverage is a critical component of our commercial auto insurance. This coverage ensures that if one of your drivers is found at fault in an accident, your business will be protected against the financial repercussions of legal claims. This includes covering legal fees, medical expenses, and repair costs for the other party's vehicle. With AIC Insurance, you can have peace of mind knowing that your business assets are safeguarded.
Physical Damage Coverage: In addition to liability coverage, we offer physical damage coverage to protect your commercial vehicles from a variety of risks. This includes collision coverage, which pays for damages resulting from accidents, and comprehensive coverage, which protects against non-collision incidents such as theft, vandalism, fire, and natural disasters. Ensuring your vehicles are covered for all eventualities helps minimize downtime and keeps your business operational.
Personal Auto Insurance: For individuals, AIC Insurance offers robust personal auto insurance policies that provide extensive protection for you and your vehicle. Our personal auto insurance plans include essential coverages such as liability, collision, and comprehensive coverage, tailored to fit your specific needs and budget. We understand that every driver is unique, and our customizable plans reflect that.
Uninsured/Underinsured Motorist Coverage: An essential part of our personal auto insurance is uninsured/underinsured motorist coverage. This coverage protects you if you’re involved in an accident with a driver who either doesn’t have insurance or doesn’t have enough coverage to pay for your damages. It ensures that you are not left financially vulnerable due to someone else's lack of insurance.
Personal Injury Protection (PIP): Our personal auto insurance policies also include Personal Injury Protection (PIP), which covers medical expenses, lost wages, and other related costs if you or your passengers are injured in an accident, regardless of who is at fault. PIP coverage is particularly important in states with no-fault insurance laws, and it provides an added layer of security for you and your loved ones.
Roadside Assistance: AIC Insurance goes beyond basic coverage by offering additional services such as roadside assistance. Whether you encounter a flat tire, dead battery, or need a tow, our roadside assistance program is designed to get you back on the road quickly and safely. This service is available 24/7, ensuring that help is just a phone call away whenever you need it.
Rental Reimbursement: If your vehicle is in the shop for repairs following an accident, our rental reimbursement coverage ensures that you have access to a rental car to keep your life moving forward without interruption. This coverage pays for the cost of a rental vehicle while your car is being repaired, so you don’t have to worry about being without transportation.
Discounts and Savings: At AIC Insurance, we believe in providing value to our customers. That’s why we offer a variety of discounts and savings opportunities. Whether you’re a safe driver, insuring multiple vehicles, or bundling your auto insurance with other types of coverage, we have discounts that can help lower your premiums and save you money.
Customer Service and Claims Support: Finally, our commitment to exceptional customer service and efficient claims support sets AIC Insurance apart. Our experienced agents are dedicated to helping you find the right coverage and answer any questions you may have. In the event of a claim, our streamlined process and responsive claims team ensure that your experience is as smooth and stress-free as possible.
In summary, AIC Insurance provides a full range of commercial and personal auto insurance products designed to offer comprehensive protection and peace of mind. With flexible coverage options, valuable add-ons, and outstanding customer support, AIC Insurance is your trusted partner on the road.